.broker-page {
  background: #f5f8fb;
  color: #1d394e;
}

.broker-page a {
  color: #177c92;
}

.broker-hero {
  padding: 118px 0 84px;
  background: #f5f8fb;
}

.broker-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(280px, 0.65fr);
  gap: 42px;
  align-items: center;
}

.broker-eyebrow {
  margin-bottom: 18px;
  color: #177c92;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

.broker-hero .spf-h1 {
  margin-bottom: 20px;
}

.broker-lede {
  max-width: 780px;
  color: #49667a;
  font-size: 19px;
  line-height: 1.7;
}

.broker-callout {
  padding: 26px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 16px 50px rgba(29, 57, 78, 0.08);
}

.broker-callout-title {
  margin-bottom: 10px;
  color: #1d394e;
  font-size: 16px;
  font-weight: 800;
}

.broker-callout p {
  margin-bottom: 18px;
  color: #49667a;
  font-size: 15px;
  line-height: 1.65;
}

.broker-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.broker-secondary-link {
  display: inline-flex;
  min-height: 44px;
  padding: 12px 18px;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(29, 57, 78, 0.2);
  border-radius: 999px;
  color: #1d394e;
  font-size: 14px;
  font-weight: 800;
  text-decoration: none;
}

.broker-score-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin-top: 34px;
}

.broker-score-card {
  padding: 18px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
}

.broker-score-label {
  margin-bottom: 8px;
  color: #6a8190;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

.broker-score-value {
  color: #1d394e;
  font-size: 24px;
  font-weight: 800;
  line-height: 1.2;
}

.broker-score-note {
  margin-top: 8px;
  color: #49667a;
  font-size: 13px;
  line-height: 1.5;
}

.broker-section {
  padding: 76px 0;
  background: #ffffff;
}

.broker-section.alt {
  background: #f5f8fb;
}

.broker-section.dark {
  background: #1d394e;
  color: #ffffff;
}

.broker-section.dark p,
.broker-section.dark li {
  color: rgba(255, 255, 255, 0.82);
}

.broker-section-header {
  max-width: 820px;
  margin-bottom: 34px;
}

.broker-section-header.center {
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.broker-h2 {
  margin-top: 0;
  margin-bottom: 14px;
  color: #1d394e;
  font-size: 38px;
  line-height: 1.18;
  font-weight: 800;
}

.broker-section.dark .broker-h2 {
  color: #ffffff;
}

.broker-section-header p,
.broker-copy p {
  color: #49667a;
  font-size: 16px;
  line-height: 1.75;
}

.broker-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.broker-grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.broker-grid.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.broker-card {
  display: flex;
  min-height: 100%;
  padding: 24px;
  flex-direction: column;
  justify-content: space-between;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  color: #1d394e;
  text-decoration: none;
  box-shadow: 0 12px 34px rgba(29, 57, 78, 0.06);
}

.broker-card h2,
.broker-card h3 {
  margin-top: 0;
  margin-bottom: 12px;
  color: #1d394e;
  font-size: 22px;
  line-height: 1.25;
}

.broker-card p {
  color: #49667a;
  font-size: 15px;
  line-height: 1.65;
}

.broker-card-meta {
  margin-top: 18px;
  color: #177c92;
  font-weight: 800;
}

.broker-verdict-card {
  min-height: 100%;
  padding: 26px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 12px 34px rgba(29, 57, 78, 0.06);
}

.broker-verdict-card.highlight {
  border-color: rgba(216, 155, 69, 0.45);
  background: #fffaf1;
}

.broker-verdict-card h3 {
  margin-top: 0;
  margin-bottom: 10px;
  color: #1d394e;
  font-size: 22px;
  line-height: 1.25;
}

.broker-verdict-card p {
  color: #49667a;
  font-size: 15px;
  line-height: 1.7;
}

.broker-kicker {
  margin-bottom: 10px;
  color: #177c92;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
}

.broker-table-wrap {
  overflow-x: auto;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 12px 34px rgba(29, 57, 78, 0.05);
}

.broker-table {
  width: 100%;
  min-width: 760px;
  border-collapse: collapse;
}

.broker-table th,
.broker-table td {
  padding: 18px;
  border-bottom: 1px solid rgba(29, 57, 78, 0.1);
  color: #334e62;
  font-size: 15px;
  line-height: 1.55;
  text-align: left;
  vertical-align: top;
}

.broker-table th {
  color: #1d394e;
  font-weight: 800;
  background: #eef5f8;
}

.broker-table tr:last-child td {
  border-bottom: 0;
}

.broker-badge {
  display: inline-block;
  margin-bottom: 10px;
  padding: 5px 10px;
  border-radius: 999px;
  background: rgba(216, 155, 69, 0.16);
  color: #7d5420;
  font-size: 12px;
  font-weight: 800;
}

.broker-tag-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}

.broker-tag {
  display: inline-flex;
  min-height: 30px;
  padding: 6px 10px;
  align-items: center;
  border: 1px solid rgba(23, 124, 146, 0.18);
  border-radius: 999px;
  background: #eef9fb;
  color: #176d80;
  font-size: 12px;
  font-weight: 800;
}

.broker-list {
  margin-top: 0;
  margin-bottom: 0;
  padding-left: 20px;
}

.broker-list li {
  margin-bottom: 10px;
  color: #49667a;
  font-size: 15px;
  line-height: 1.65;
}

.broker-pro-con {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.broker-pro-con-panel {
  padding: 22px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
}

.broker-pro-con-panel h3 {
  margin-top: 0;
  margin-bottom: 14px;
  color: #1d394e;
  font-size: 20px;
}

.broker-cta {
  display: flex;
  gap: 20px;
  align-items: center;
  justify-content: space-between;
  padding: 30px;
  border-radius: 8px;
  background: #1d394e;
  color: #ffffff;
}

.broker-cta h2 {
  margin: 0 0 8px;
  color: #ffffff;
  font-size: 26px;
  line-height: 1.25;
}

.broker-cta p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: 15px;
  line-height: 1.6;
}

.broker-source-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.broker-source-list a {
  display: block;
  padding: 14px 16px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  color: #1d394e;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
}

.broker-related {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.broker-related-card {
  display: block;
  padding: 22px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  color: #1d394e;
  text-decoration: none;
  box-shadow: 0 12px 34px rgba(29, 57, 78, 0.05);
}

.broker-related-card h3 {
  margin-top: 0;
  margin-bottom: 10px;
  color: #1d394e;
  font-size: 20px;
  line-height: 1.25;
}

.broker-related-card p {
  margin-bottom: 0;
  color: #49667a;
  font-size: 14px;
  line-height: 1.6;
}

.broker-coming-soon {
  padding: 22px;
  border: 1px dashed rgba(29, 57, 78, 0.2);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.55);
}

.broker-coming-soon h3 {
  margin-top: 0;
  margin-bottom: 10px;
  color: #1d394e;
  font-size: 20px;
}

.broker-coming-soon p {
  margin-bottom: 0;
  color: #49667a;
  font-size: 14px;
  line-height: 1.6;
}

.broker-method-list {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.broker-method-list li {
  padding: 18px;
  border: 1px solid rgba(29, 57, 78, 0.12);
  border-radius: 8px;
  background: #ffffff;
  color: #49667a;
  font-size: 14px;
  line-height: 1.6;
}

.broker-method-list strong {
  display: block;
  margin-bottom: 8px;
  color: #1d394e;
  font-size: 15px;
}

.broker-note {
  padding: 16px 18px;
  border-left: 4px solid #d89b45;
  background: #fffaf1;
  color: #4d3a1c;
  font-size: 14px;
  line-height: 1.65;
}

@media screen and (max-width: 991px) {
  .broker-hero-grid,
  .broker-grid,
  .broker-grid.two,
  .broker-grid.four,
  .broker-score-grid,
  .broker-method-list,
  .broker-related,
  .broker-source-list {
    grid-template-columns: 1fr;
  }

  .broker-hero {
    padding: 92px 0 62px;
  }

  .broker-h2 {
    font-size: 32px;
  }
}

@media screen and (max-width: 767px) {
  .broker-hero {
    padding: 78px 0 54px;
  }

  .broker-lede {
    font-size: 17px;
  }

  .broker-section {
    padding: 54px 0;
  }

  .broker-cta {
    display: block;
  }

  .broker-cta .spf-button {
    margin-top: 22px;
  }

  .broker-pro-con {
    grid-template-columns: 1fr;
  }
}